Flow Capital - Founder-Friendly Growth Capital

There’s a better way to fund your business.

More flexible than bank debt.
Less expensive than venture capital.

Raise $1M to $7M in Growth Financing in as Little as 4 Weeks

Fast Funding

Minimally Dilutive

Flexible Structures

Is Our Funding Right for You?

Annual Revenue

Must be generating annual revenues greater than $4M; or ARR greater than $2.5M

Location

Must be headquartered in the United States, Canada, or the United Kingdom

Tech & SaaS

We focus on tech and SaaS companies, but are open to companies in high-growth industries

Uses of Growth Debt

Fuel Growth

Access the capital you need to fund growth initiatives while minimizing equity dilution

Extend Cash Runway

Provide an extra cushion of cash to achieve your company's next growth milestone without delay

Fund Large Capital Expenditures

Make large purchases without depleting your cash balance or raising a round of equity

Minimize Equity Dilution

Achieve a more balanced and less costly capital structure with alternative debt financing

Bridge to Profitability

Propel your company forward during a critical period of growth

Increase Valuation

Borrow between venture rounds to fund growth projects and achieve a higher valuation

VENTURE DEBT

Extend your cash runway while minimizing equity dilution

REVENUE-BASED FINANCING

Fuel your company’s growth where payments are based on your ability to pay

Choose the Right Structure For You

Venture Debt

Term Loan

Amortizing Term Loan

Term: 2-4 Years

Venture Debt

Bullet Loan

Non-Amortizing Term Loan

Term: 2-5 Years

Revenue-Based Financing

Royalty Loan

Non-Amortizing Royalty Loan

Term: No Fixed Term (Avg. 3-5 Years)

CASE STUDIES

Be the Next Success Story

Factor 75

Acquired by Meal-Kit Delivery Giant, HelloFresh

Factor 75 is an online, subscription-based, chef-prepared delivery service that provides “nutrition for performance.” In 2016, the company chose revenue-based financing from Flow Capital in order to expand their business geographically and into adjacent markets while minimizing equity dilution.

ConnectAndSell

Honored “Service Provider of the Year” for Five Consecutive Years

ConnectAndSell is a patented cloud sales acceleration platform that has helped over 1,000 B2B companies ranging from small startups to Fortune 500 enterprises like IBM, Infoblox, and Varonis to make 65 million dials and deliver 3.5 million sales conversions. In 2017, ConnectAndSell had no interest in taking venture capital. Instead, the company was looking to maintain operational control without the high-pressure growth expectations of VCs.

What Our Clients Say

"The thing we like about working with Flow is their steadiness. They are experienced operators and experienced financiers. They know what they're doing."

"Flow Capital has been phenomenal for our business, helping us achieve the growth objectives we laid out."

"Timing was key for us. Flow was able to deliver when we needed them as a true partner committed to our success."