Revenue-Based Financing

Fuel your company’s growth where payments match your ability to pay

Raise $1M to $5M in Revenue-Based Financing

Here’s How It Works

Venture Debt

Term Loan

Amortizing Term Loan

2-4 Year Term

Venture Debt

Bullet Loan

Non-Amortizing Term Loan

2-5 Year Term

Revenue-Based Financing

Royalty Loan

Non-Amortizing Royalty Loan

No Fixed Term (Avg. 3-5 Years)

Why Do High-Growth Companies Use Revenue-Based Financing?

DEFER

To defer dilutive equity issuance using venture debt as a bridge or as growth capital

COST

Businesses are typically growing equity at a faster rate than the cost of the loan

Repayment Flexibility

Royalty debt investments can be repaid at the company's option

Is Revenue-Based Financing Right for My Business?

Amount Seeking:

$1-3 million first tranche;
Up to $5 million in total

Regions:

United States; Canada; United Kingdom

Sectors:

Primarily tech and SaaS;
Open to other high-growth sectors

Stage:

Mature startups;
Annual Revenue greater than $4 million;
or ARR greater than $2.5 million

Management:

Proven entrepreneurs with substantial ownership positions in their own businesses

CASE STUDIES

Be the Next Success Story

Factor 75

Acquired by Meal-Kit Delivery Giant, HelloFresh

Factor 75 is an online, subscription-based, chef-prepared delivery service that provides “nutrition for performance.” In 2016, the company chose revenue-based financing from Flow Capital in order to expand their business geographically and into adjacent markets while minimizing equity dilution.

What Our Clients Say About Us

"The thing we like about working with Flow is their steadiness. They are experienced operators and experienced financiers. They know what they're doing."

"Flow Capital has been phenomenal for our business, helping us achieve the growth objectives we laid out."

"We work with Flow Capital because of the people. They are experienced investors and operators that understand the challenge of high-growth, emerging companies."

"Timing was key for us. Flow was able to deliver when we needed them as a true partner committed to our success."