Accelerate your business
We’re here to help you grow
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$1 -10M+
Loan size
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Flexible
Credit structure
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2-4 Years
Term
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Modest dilution
Warrant coverage
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Non-amortizing
Structure
Use Cases
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Extend cash runway
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Accelerate growth
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Acquisitions
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Recapitalization
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Bridge to profitability
Benefits
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Faster & less expensive than equity
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Minimal equity dilution 
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Maintain control
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Minimally intrusive
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Flexible and trusted partner
Be the next success story
Factor 75 Logo
“Flow's revenue-based financing was phenomenal for Factor 75, providing flexible capital that helped enable our company's very high growth rate. Flow has been super supportive investors and advisors to our business.”
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Mike Apostal
CEO, Factor 75
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“Flow Capital’s team took the time to understand our unique business and IP, offering tailored financing that helped us maintain our growth momentum during rapid industry changes. Flow's financing opened up more working capital for us to be aggressive in market without restrictive covenants or dilution."
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Yan Liu
CEO & Co-Founder, TVision
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"At PadSplit, we’re committed to creating affordable housing solutions for the workforce and expanding into new regions, which requires the right funding partner. Flow Capital not only provided us the necessary capital but also worked with the speed and sensitivity to meet our needs as a growing marketplace."
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Gayle Abrahams
CFO, PadSplit
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"We got the capital we needed without unnecessary complications, even within the regulatory constraints of the insurance sector. Flow Capital truly understands the challenges of scaling, which makes them an ideal partner."
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Nimeshh Patel
CEO, Wrisk
BallotReady logo
"It might be surprising to look forward to meetings with your debt provider, but on a personal level, we have so enjoyed working with this team and their expertise and belief in our potential have made a significant difference in our business."
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Aviva Rosman
COO, BallotReady
EverWash logo
"Flow Capital's careful due diligence gave new investors confidence in our  business, and their flexible funding helped us grow beyond what previous debt  providers could offer. With their commitment to our B2B2C subscription model,  EverWash reached key milestones faster than expected."
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Scott Caplan
President & Co-Founder, EverWash
Pyure logo
"During COVID-19, Flow Capital's venture debt enabled Pyure to seize market opportunities as demand for clean air solutions skyrocketed. We met this growing demand while retaining full control of our strategic vision and direction."
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JF Huc
CEO, Pyure
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"Flow Capital’s team truly understood our business and stepped in with a second tranche of capital when we really needed it to support our growth. This flexibility allowed us to focus on scaling our business and increasing our valuation, ensuring we were well-positioned for a highly successful Series B raise."
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Patrick Bosek
CEO, Heretto
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"We were on a mission to expand beyond Canada, and Flow Capital's multiple venture debt tranches made it possible. Their minimally intrusive approach allowed us to seamlessly grow JUDI.AI’s B2B SaaS operations, letting us focus on what matters most: our customers and product innovation."
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Gord Baizley
CEO, judi.AI
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“We spoke to a number of people before Flow and felt that none of them took the time to understand our requirement. Others had pre-defined categories, and if we didn’t perfectly fit into any, the conversation ended. Flow gave us the opportunity to present our overview and came back with a solution that worked for both sides."
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Steve Morgan
CFO, CrowdProperty
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"Outside of sheer capital and introductions, Flow has genuinely worked to understand the nature of our business, which I believe is a rarity. Even our leadership team has enjoyed this partnership, especially in the diligence aspect (although, I know it's a bit odd to say)."
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Alex Beltrani
Founder & CEO, Tattle
ConnectAndSell logo
"The thing we like about working with Flow is their steadiness. They are experienced operators and financiers. They know what they are doing."
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Chris Beall
CEO, ConnectAndSell
Pyure logo
"We were able to put together a payment system that worked within the parameters of our cash flow projections. Our payments are flexible, predictable and they enable us to focus on our business, which is the most important thing."
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Peter Goldstein
CEO, InteriorMark
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Flow Capital has been a steadfast partner through multiple financing rounds, always stepping in at the right moment. Their support was crucial in helping us navigate restructuring and realign our operations. Thanks to Flow, we were well-positioned for a successful acquisition.
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Mathieu Weber
CEO, Wirkn
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Companies we work with
If you have nailed your value proposition, Flow will help you scale your business.
Revenue
$3M+ minimum
Industry
Agnostic - Focused on growth and technology
Cap Table
PE/VC-Backed or Bootstrapped
Geography
US, Canada, and UK
Meet your growth partners
Flow Capital portfolio companies receive access to over $100,000 in discounts across the following solution providers
Read our e-guides
The Founder's Guide to Venture Debt
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A Guide to Warrants in Venture Debt
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Founder’s Guide to SaaS Financing
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The Founder's Guide To Equity Dilution
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More resources
Unlock growth with Flow Capital
Explore our funding options and apply for capital today