Flow Capital provides founder-friendly capital
for high-growth businesses.

Revenue-Based Financing

Flexible payments based on a percentage of your monthly top-line revenue under no deadline.

Looking for flexible payments?

Apply for Revenue-Based Financing

Venture Debt

A traditional loan structure with fixed monthly interest payments under a fixed term.

Looking for fixed payments?

Apply for Venture Debt
  • Amount: $3M to $6M*; opportunity for follow-on rounds
  • Monthly Payment: Minimum payment or a percentage of revenue
  • Term: You control when the investment ends
  • Control Features: None
  • Financial Covenants: Light
  • Warrant Coverage: Light
  • Security: Secured or unsecured
  • Amount: $3M to $6M*
  • Monthly Payment: Fixed monthly interest
  • Term: 12 to 36 months
  • Control Features: Bespoke
  • Financial Covenants: Bespoke
  • Warrant Coverage: Light
  • Security: Secured by company assets

*Under special circumstances, Flow Capital considers smaller investment amounts for companies with recurring revenues (e.g. SaaS).

Why our growth capital could be a better option for you:

Keep Control and Equity

Scale your business without giving up control, equity, or board seats.

Flexible Payments Matched to Revenue

Payments are a percentage of your monthly revenue, providing flexibility that matches the ups and downs of your business.

Fast Funding

We generally fund first time companies in 4-6 weeks and follow-on rounds in as little as one week.

You could be the right fit if you are:

Our Investment Criteria:

  • Operating in a high-growth market (e.g. tech, SaaS, regulated cannabis, renewables, health tech, CPG)
  • Non-Recurring Revenue Companies: Annual Revenue greater than $4 million
  • Recurring Revenue Companies: ARR greater than $1 million
  • Operating history greater than 2 years
  • Close to or at operating profitability
  • Capital-efficient and growing
  • Revenue visibility

The Process

Apply Online

Our funding application is quick and secure. Your personal information will remain protected.

Discovery Call

We'll set up a conversation to assess fit. Feel free to come prepared with questions.

Term Sheet

We'll send you a term sheet and once you sign, you'll have the funds in as little as 4 weeks.